This Policy is being provided pursuant to the Requirements of federal and state privacy laws applicable to financial institutions. See our US Consumer Privacy Notice for additional Information.
In the normal course of business, we may collect the following types of information:
The collection of this information, often necessary to properly evaluate, maintain, and service your account, may occur at various times while you have an account relationship with us. We make every effort to maintain accurate and complete customer information.
We may share all of the information we collect about you, as described above, with companies outside of WRM who perform marketing services on our behalf or with other financial institutions with which we have joint marketing agreements.
We may also share information with companies outside of the WRM as permitted by law, such as to respond to a subpoena or court order, to prevent fraud or to comply with an inquiry by a government agency.
We will not sell your personal information and we will not permit third parties, with whom we legally share your personal information, to sell, market, or resell your personal information.
We may share transaction and experience information about you, including identifying information (such as your name and address), and other information permitted by law, within the William Raveis companies network. The William Raveis companies include financial services companies (such as William Raveis Mortgage, LLC) and non-financial services companies (such as real estate brokerage companies, insurance agency and others).
Access to customer information is limited to personnel who need the information to perform their job responsibilities. We maintain physical, electronic and procedural safeguards that meet or exceed applicable regulations. We periodically review our security standards, procedures and technology to protect the confidentiality of your Personal Information against unlawful and unauthorized access.
* (1) William Raveis Real Estate, Inc., William Raveis-Massachusetts, LLC., William Raveis Cape Cod, LLC and William Raveis-New York, LLC, William Raveis Affiliates, Inc., William Raveis-New York City, LLC, William Raveis-Hamptons, LLC, William Raveis-Andover, LLC (real estate brokers who provide complete home selling and home finding services, including relocation and employee assistance [collectively hereafter referred to as 'RAVEIS REAL ESTATE BROKERS']); (2) Kelsey-New York, LLC and The Kelsey Company (collectively 'Kelsey'), title abstract and title agencies; and (3) William Raveis Insurance Agency, LLC ('Raveis Insurance'), an insurance agency providing, among other things, homeowners insurance.